This area is designed to provide some technical information and guidance on the mechanics of purchasing and maintaining a property within a SIPP. It includes information on what is and isn’t an acceptable property, and guidance on borrowing and joint ownership. It also tells you how we manage property and what the options are at crystallisation.

We have specialised in property acquisition and management since our inception, and the ability to combine protected rights with ordinary pension benefits to purchase a commercial property is one of the most exciting features of the new Suffolk Life MasterSIPP. By it’s nature property acquisition and management can be a complicated process (but not as much as you might think). If you are getting ready to purchase a property for a SIPP, cannot find what you are looking for here and require some technical guidance then our property team will be glad to help you in any way they can.

In addition, there is a wealth of information concerning this area in our literature library, including all the forms required to purchase a property via a Suffolk Life SIPP or Suffolk Life MasterSIPP.