Once a property suitable for acquisition has been found, please ensure your client completes the property form including the insurance cover section and return the form to us. This form is available in the literature library.

We will then check the information on the form and any addition information you have given to ascertain that the property is a suitable pension fund investment. We will check the finances and advise if further moneys and/or borrowings are required before the purchase can proceed.

Having done that we will then instruct the lawyers of your client's preference to proceed with the acquisition and write to the lender (if any) from whom funds are to be borrowed.

There will be a number of people involved in the property acquisition namely you, your client or clients, the seller, solicitors for both seller and purchaser, us, any lender and/or valuer and sometimes others too. We will do our best to keep relevant parties advised of progress throughout the transaction. The solicitors acting in the purchase will also almost certainly be prepared to give updates from time to time as to progress.

Prior to undertaking a purchase, we will require not only sufficient cash to meet the purchase price and associated costs and disbursement, but also additional cash will need to be maintained in the fund to meet any ongoing liabilities that may arise. The level of this 'float' will depend on the circumstances of the particular transaction, and please contact us should you require any further information.

Please remember, buying a property can be a complicated process. We will do our best throughout to keep things moving and to deal with any issues that arise on a practical basis and on their merits, but most of all we will try always to be available to speak to you and do our best to answer clearly any queries that may arise.