The flexibility of a SIPP allows a client and adviser to consider a number of different options for approaching, starting and carrying on long into retirement.

You don’t have to select any of these options in advance, so your choices remain open allowing you to adapt to your own changing circumstances as time progresses.

Retirement needn’t mean working one day and stopping the next. With a variety of options available and the proper advice, you can ease into retirement gradually whilst managing your income in as tax efficient method as possible.

We strongly recommend you seek financial advice regarding the benefits available. For those requiring more information on the possibilities or who wish to prepare for a meeting with their adviser, please read our factsheet on retirement options.