Legal

Legal statements

Terms of use and legal information

By using this website you confirm that you have understood and accepted the following terms and conditions of use.

About Suffolk Life (we/our/us)

Suffolk Life Group Limited (registered in England number 2962287) is the holding company of the group.

Suffolk Life Pensions Limited (SLP) (registered in England number 1180742) is authorised and regulated by the Financial Conduct Authority (FCA). SLP is entered on the FCA register and its register number 116298. This can be checked by visiting www.fca.org.uk/register. SLP operates and administers self-invested personal pensions and similar pension products. SLP is the operator of the Suffolk Life MasterSIPP, SmartSIPP and SimSIPP and the scheme administrator of both the Suffolk Life MasterSIPP, SmartSIPP, SimSIPP and the Suffolk Life SIPP.

Suffolk Life Annuities Limited (SLA) (registered in England number 1011674) is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). SLA is entered on the FCA register and its register number is 110468. This can be checked by visiting www.fca.org.uk/register. SLA is an authorised insurance company which provides self-invested personal pensions, self-invested trustee investment plans and similar pension products. SLA is the provider and operator of the Suffolk Life SIPP and the provider of the trustee investment plans to the trustee to hold commercial property investments or into which former protected rights are invested under the Suffolk Life MasterSIPP.

Suffolk Life Trustees Limited (registered in England number 6341296) is the trustee of the Suffolk Life MasterSIPP, SmartSIPP and SimSIPP. 

The registered office of all companies is 153 Princes Street, Ipswich, Suffolk, IP1 1QJ.

Copyright and trademark law

All elements of this website are protected by copyright law and belong to Suffolk Life Group Limited or to other members of its corporate group (Suffolk Life). The copyrights of third parties are reserved. Changes to this website by unauthorised persons are prohibited.

This website, or any part thereof, may not be copied, transmitted (electronically or otherwise), linked to or used for public or commercial purposes without the prior written consent of Suffolk Life.

Downloading or copying this website or any part of it does not confer a licence or any right to use any image, trademark, logo or software. Suffolk Life reserves all rights to all material on this website.

Not an offer

The contents of this website are for information purposes only and are not binding, unless expressly stated otherwise. The contents of this website do not constitute a request or an offer in a legal sense or a recommendation to undertake any financial transaction or decision.

This website is intended for the information of residents of the United Kingdom.

Advice

The contents of this website do not constitute financial or other professional advice.  You should take advice from an authorised financial adviser or other professional adviser if you require any financial or other professional advice, respectively.  You should consult an authorised financial adviser before entering into any financial arrangements.

No undertakings or guarantees

Although all reasonable care has been taken in compiling the content of this website, we cannot offer any undertaking or guarantee, either expressly or implicitly, including liability towards third parties, regarding how correct, complete or up-to-date the contents of this website are. We reserve the right to supplement this website at any time or to change or delete any information contained or views expressed on this website. We reserve the right to suspend or withdraw access to the pages of this website without notice at any time and accept no responsibility if these pages are not available at any given time.

We do not warrant and make no representation that any information or other material accessible through this website is free of virus or other harmful components, and it is your responsibility to ensure that whatever you download from or select for your use from this website is free from these items.

We can also offer no undertaking that the information set out in this website is correct or has not been interfered with owing to technical problems (whether transmission errors, technical deficiencies, interruptions, illegal interventions by third parties, or otherwise) or for any other reason.

Under no circumstances will we be liable for any loss or damage, including but not limited to direct, indirect or consequential loss or damages that result in any way and for any reason from your use of the information and material provided in this website or from access to other material on the internet via web links from this website. 

Data security and data protection

We will only hold and record personal data, whether on paper, computer or other media where we have appropriate safeguards to ensure that we comply with the Data Protection Act 1998 (as amended) (the Act) in order to carry on our business and to meet the requirements of our customers.

We will only process personal data in accordance with the Act and take appropriate measures to protect such data from unauthorised access and manipulation.  In addition we adhere to the eight principles of data protection as set out in the Act. Data sent to us via the internet will only be used by us for the desired purposes or to ensure that the desired purpose has been successfully achieved.

Email

In the case of electronic contact or communication, your data is transmitted via a publicly accessible network. Data transmissions may cross international borders, even if the sender and recipient are both located in the same country. Even when the individual data packets are encrypted, the names of the sender and recipient may not be.

Please note however that the world wide web is a publicly accessible system. Making personal information (including personal data) voluntarily available online is done at your own risk. Such data can be lost or amended during transmission or be accessed by unauthorised parties, and Suffolk Life cannot accept any responsibility for data security in these circumstances. Please also note that there is no guarantee that we will receive any e-mail sent to us. If you have any concerns over this then please write to us or telephone us. We accept no liability for any damages to you or others as a result of the loss of confidentiality of any such information.

We reserve the right to monitor the use and content of emails sent to or received by us to ensure that they comply with our e-mail usage and IT security policies. This includes identifying and taking action against unlawful or improper use of our systems.

Telephone calls

We may record and monitor calls. Call charges will vary.  

Links to other websites/third-party contents

Activating certain links on this website may cause you to leave this website. Suffolk Life has not checked the contents of third-party websites linked to this website and does not accept any liability for their contents or for the products and services they offer.

Downloads of software

Any download of software is carried out at your own risk.  If you are in any doubt about downloading any software it is recommended that you obtain suitable advice before downloading.

Jurisdiction

This website is established in the United Kingdom, and is governed by the law of England and Wales. A condition of using this website is that in the event of any dispute or proceeding regarding or arising out of the use of this website, the information contained within it, or any matters raised in this notice, you irrevocably submit to the exclusive jurisdiction of the Courts of England and Wales, and waive any objections to proceedings on the grounds of venue or inconvenience of forum.